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Consumer Rights

You can also check the Ohio Legal Services website for more information on consumer rights.

  • Answers to Common Bankruptcy Questions

    This article provides and in depth discussion of what bankruptcy is and how it works. It describes what bankruptcy can and cannot do; the types of bankruptcy; what happens to your property, income and credit; and how to file for bankruptcy.

  • Protect Yourself Against Collection
  • What Is Uncollectible?

    This article describes what uncollectible means and what income and property creditors cannot take to pay off the debts that you owe. Is also includes a sample letter you can send to your creditors telling them you are uncollectible and they cannot take anything from you.

  • What to Do When Creditors Are Harassing You

    This article describes the Fair Debt Collection Practices Act and how it can protect you from unfair and abusive behavior by debt collectors. It also tells you how to create a Cease Communications Letter to demand that debt collectors stop bothering you.

  • What You Need to Know About Bankruptcy

    This article describes what bankruptcy is, what it can do for you and what it cannot do for you. It discusses property that is exempt for bankruptcy, what you will still own after a bankruptcy, and how bankruptcy will affect your credit.